{content}

Financial support, advice and guidance

Advice on managing your debts, help to pay your council tax, apply for housing benefit, help with childcare funding, finding a job and looking after your mental health.

Where to get help

We’ve brought together advice, guidance and support both from the council and external agencies and organisations. This guidance offers help including; grants and benefits available and helping with training and employment opportunities.

If you are struggling financially, it is sometimes hard to know where to turn. We are here to help.

Millions of households across the UK will benefit from a new £15 billion package of targeted government support to help with the rising cost of living

Energy Bills Support Scheme doubled to a one-off £400:

  • Households will get £400 of support with their energy bills through an expansion of the Energy Bills Support Scheme.
  • As well as doubling the £200 of support announced earlier this year, the full £400 payment will now be made as a grant, which will not have to be paid back.
  • Energy suppliers will deliver this support to households with a domestic electricity meter over six months from October. Direct debit and credit customers will have the money credited to their account, while customers with pre-payment meters will have the money applied to their meter or paid via a voucher.
  • This support is in addition to the £150 Council Tax rebate for households in England in Council Tax bands A-D, which was announced in February, and which millions of households have already received.

£650 one-off Cost of Living Payment for those on means tested benefits:

  • More than eight million households on means tested benefits will receive a payment of £650 this year, made in two instalments. This includes all households receiving the following benefits:
    • Universal Credit
    • Income-based Jobseekers Allowance
    • Income-related Employment and Support Allowance
    • Income Support
    • Working Tax Credit
    • Child Tax Credit
    • Pension Credit
  • DWP will make the payment in two lump sums – the first from July, the second in the autumn. Payments from HMRC for those on tax credits only will follow shortly after each to avoid duplicate payments.
  • Claimants will need to be in receipt of one of these benefits, or have begun a claim which is later successful, as of 25 May 2022 to be eligible for the first of the two instalments. HMRC and DWP will provide further guidance, and the government will set out the eligibility date for the second instalment, in due course.
  • This payment will be tax-free, will not count towards the benefit cap, and will not have any impact on existing benefit awards.
  • The government will make these payments directly to households across the UK.

One-off £300 Pensioner Cost of Living Payment

  • Pensioner households will receive an extra £300 this year to help them cover the rising cost of energy this winter.
  • This additional one-off payment will go to the over eight million pensioner households across the UK who receive the Winter Fuel Payment and will be paid on top of any other one-off support a pensioner household is entitled to, for example where they are on pension credit or receive disability benefits. Eligible households currently receive between £200 – £300, so the payment will represent at least double the support for this winter.
  • The Winter Fuel Payment (including the extra Pensioner Cost of Living Payment) is not taxable and does not affect eligibility for other benefits.
  • All pensioner households will get the one-off Pensioner Cost of Living Payment as a top-up to their annual Winter Fuel Payment in November/December. For most pensioner households, this will be paid by direct debit.
  • People will be eligible for this payment if they are over State Pension age (aged 66 or above) between 19 – 25 September 2022. There are certain circumstances where an individual above State Pension age does not qualify for the Winter Fuel Payment which can be found here on gov.uk
  • The government will make these payments directly to households across the UK.

£150 Disability Cost of Living Payment

  • Around six million people across the UK who receive the following disability benefits will receive a one-off payment of £150 in September:
    • Disability Living Allowance
    • Personal Independence Payment
    • Attendance Allowance
    • Scottish Disability Benefits
    • Armed Forces Independence Payment
    • Constant Attendance Allowance
    • War Pension Mobility Supplement
  • We know people with disabilities may face a wide range of additional costs, such as specialist equipment, specialist food, and increased transport costs, and this payment will help with these costs as they are likely to have increased. Claimants must be in receipt of, or have begun an eventually successful claim for, one of these benefits as of 25th May 2022 to be eligible for this additional payment.
  • For the many disability benefit recipients who receive means tested benefits, this £150 will come on top of the £650 they will receive separately.
  • These payments will be exempt from tax, will not count towards the benefit cap, and will not have any impact on existing benefit awards.
  • The government will make these payments directly to eligible people across the UK.

Further detailed information is available on the Government website.

The Support Fund has been provided by the Government to help older people and families in North Lincolnshire who are experiencing challenges because of global rising inflation affecting heating bills and food costs.

To be eligible you must have no other way of paying for the food, bills, or items you need help with.

For people needing help with food for themselves or their children, or for help with energy bills, grants will be awarded in local supermarket vouchers.

Decisions about grants will be made by Citizens Advice North Lincolnshire, who will need to telephone you to check your identity and do a brief assessment. If you miss the call, don’t worry, the team will call you back as soon as possible so there is no need for you to try and make contact. In some cases there may be a home visit. Decisions about other essentials and white goods will be made by a panel.

If you are struggling to pay your Council Tax visit our Council Tax Support page to check if you are eligible for support.

Contact us if you want to apply for housing benefit, or need additional assistance with rent payments if your household is suffering from severe financial hardship:

Our housing service is dedicated to improving the standard of accommodation in North Lincolnshire by making homes decent, safe and comfortable to live in. We can also offer advice and guidance if you are having problems paying your mortgage or are at risk of losing your home.

We offer assistance to vulnerable homeowners to carry out essential repairs/improvements to their homes such as severe damp and mould, faulty electrics, structural collapse or issues around food safety.

In addition to the above assistance, limited help is available to vulnerable low income households who are without adequate heating (have some living areas that are not heated) or have an old inefficient boiler or require additional insulation measures (subject to survey and eligibility criteria).

Private rented tenants may qualify for limited funding towards heating and insulation measures only.

Further information and how to apply is available on the housing standards, improvements, grants and loans page.

If you currently have NO HEATING and NO HOT WATER please ring the contact centre on 01724 297000.

There are a number of independent organisations who can provide support, advice and guidance across a wide range of money matters including help with debt, paying bills and budgeting.

If you need help and advice about your money worries, or providing enough food for you and your children there are people who can help:

There are several different schemes available to help parents and carers pay their childcare costs, depending on their individual family circumstances. The links provide more details on the schemes available:

If you’re over 16 in need of support to improve your prospects of finding training opportunities, work, are currently unemployed or looking to progress your career there is help available:

Feeling low can make managing money tough and worrying about it can make you feel even worse. By dealing with your debt it will help you to feel less stressed and anxious and more in control.
There are organisations you can talk to in confidence if you feel your situation affecting your mental health:

Other organisations are also here to help with advice and support:

Contact

Contact centre 01724 297000