Overview
Housing Benefit can help you pay your rent if you are on a low income. You cannot claim if you own your own home or have a mortgage and you have to be charged a commercial rent for the home you are living in.
Eligibility
If you are working age you can only make a new claim for Housing Benefit if you meet certain criteria:
- Live in supported accommodation where the landlord provides support
- Live in temporary accommodation.
If you do not fit into these two categories, you have to claim Universal Credit instead. Before making a benefits application please read about Universal Credit to see how this could help you.
If you are pension age you can make a claim for Housing Benefit unless you are a mixed-age couple. There are some exceptions, please visit Benefits for Mixed Age Couples | Age UK for more information.
If you are eligible to claim Housing Benefit you must also have savings or investments worth less than £16,000.
The amount of housing benefit paid depends on:
- the income you receive
- the amount of savings you have
- how many people live in your household
- the circumstances of any other adults who live with you
- how much rent you have to pay.
Use our Benefit Calculator to get an estimate of what you could be entitled to.
New Housing Benefits claims
If you rent from a private landlord, new claims are paid under the local housing allowance (LHA) scheme. Rates of LHA are based on your household size and the area of North Lincolnshire you live in.
The LHA rate will be the maximum amount of housing benefit you will be eligible to receive based on the number of bedrooms your household needs. This is not the amount of benefit you may receive as housing benefit is means tested.
More information about LHA can be found on the GOV.UK website
If you rent from a registered social landlord (such as Ongo Homes Ltd or Amplius Living), we look at how much rent you are currently being charges, then we subtract anything that is included for example water rates or heating charges. We also look at the number of bedrooms in the property. This is called spare room subsidy, often referred to as the bedroom tax. This gives us the maximum amount of Housing Benefit you can received. Further information is available on our page If I am renting from a housing association.