If you have money issues, there are many organisations offering free and independent advice over the telephone, online or face-to-face. They can help you work out the best way to deal with your money problems and answer any questions you have.
Free financial health check
Whatever the situation with your finances, it's good to know where you stand and that you are making the most of what you have. The health check, a new online money adviser from the Money Advice Service, is for everyone. Check out our web page for a free financial health check.
Credit unions
A credit union is a saving and lending co-operative, democratically owned and run by its members. It offers ethical and convenient savings and affordable loans facilities to its members. Any profits from the business are repaid to the members as a dividend. To find out more information go to our webpage.
Low income
You may be entitled to receive benefits if you are on a low income or have certain costs to meet because of your personal situation.
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Benefits
- Benefits Enquiry Line, tel: 0800 88 22 00
The Local Links can help if you are having problems with your housing benefit and council tax benefit and can help you to claim them.
If you are unable to get to one of the Local links, HomeLink staff can visit you at home. Experienced HomeLink staff can give advice and information on all services provided by the council and its partner services.
Budgeting and debt advice guide
The North Lincolnshire Financial Inclusion Group have created the Pocket contact Guide leaflet to provide you with up to date contact information on where to find FREE help and assistance relating to Money Matters and much more.
There are also other websites that give good advice and can offer help:
There are also a number of telephone help lines, which can provide help and advice about debt problems.