During the current period of financial difficulty, many people are struggling to pay their mortgage.
If this is you, the sooner you seek help the better the chances are of finding a solution. Contact your lender as soon as you know you may struggle to pay your mortgage. You may be able to sort something out before it gets too bad. Almost all lenders are keen to help their customers if they are struggling to pay.
Below are two booklets that can help you with advice and information on what advice and help is available and information on local agencies that can give budgeting and debt advice:
The government and the council aim to minimise the number of households losing their home. Several things have been put in place to help people who are at risk of losing their home.
For more detailed guidance on mortgage arrears or payment difficulties and other related issues on money, tax and benefits, mortgage problems and possible solutions see:
Some options given to you can be quite complicated, and you might welcome the chance to have a confidential chat to one of our advisers about your situation and about how we might be able to help. We can assist on issues such as:
There is also more information on our recession web pages that may be of help to you.
How to contact us
If you want to make an appointment to see a member of the team or you just need more information:
Telephone: 01724 747654
Email: housingadvice@northlincs.gov.uk.