If you have a debt problem, there are many organisations offering free and independent debt advice over the telephone, online or face-to-face. They can help you work out the best way to deal with your debts and answer any questions you have.
Top 10 tips to avoid a Christmas debt hangover
Citizens Advice is once again working in partnership with Barclaycard to help people avoid falling into debt over Christmas. For more information check out the top tips for Christmas web page.
Free financial health check
Whatever the situation with your finances, it's good to know where you stand and that you are making the most of what you have. The health check, a new online money adviser from the Money Advice Service, is for everyone. Check out our web page for a free financial health check.
Low income
You may be entitled to receive benefits if you are on a low income or have certain costs to meet because of your personal situation.
- Benefits
- Benefits Enquiry Line, tel: 0800 88 22 00
The Local Links can help if you are having problems with your housing benefit and council tax benefit and can help you to claim them.
If you are unable to get to one of the Local links, HomeLink staff can visit you at home. Experienced HomeLink staff can give advice and information on all services provided by the council and its partner services.
Budgeting and debt advice guide
North Lincolnshire Council set up the Debt and Housing Advice Network (DAHN). The network is made up of many member organisations that can help those at risk of losing their home through debt.
A handy booklet has been produced that gives helpful advice to those who have debt problems. And gives key contact numbers of the various agencies that can help them.
You can also see the booklets in hard copy, available from Local Links and libraries or call 01724 747658.
Help and advice
As well as our pages, also other websites give good advice and can offer help:
There are also a number of telephone help lines, which can provide help and advice about debt problems.